Medicare Coverage for Nursing Homes in Myrtle Beach
When families start looking at nursing homes in Myrtle Beach, they often ask about money: Does Medicare pay for nursing homes?
At Angel Oak Nursing & Rehabilitation, we know how confusing this can be. Our goal is to provide clarity, transparency, and support so you can make the best decision for your loved one.
Understanding Medicare & Nursing Homes in Myrtle Beach
Many families assume Medicare will pay for all nursing home costs, but the reality is more limited. Medicare helps with short-term recovery needs, but not with long-term custodial care.
What Medicare Typically Covers
Medicare Part A may pay for short-term skilled nursing care if your loved one was admitted to the hospital for at least three consecutive days.
Coverage may include:
• Semi-private room and meals
• Skilled nursing services
• Therapy services (physical, occupational, speech)
• Medications and supplies related to recovery
Skilled Nursing Coverage Through Medicare
Medicare’s skilled nursing coverage focuses on post-hospital rehabilitation, not permanent residence.
Post-Hospital Rehabilitation Coverage
After a qualifying hospital stay, Medicare can cover:
• Semi-private room accommodations
• Meals and nutrition support
Skilled nursing services
• Physical, occupational, and speech therapy
• Medications and medical supplies related to recovery
Length of Stay Limitations
• Days 1–20: Covered in full by Medicare (no cost to the patient).
• Days 21–100: Daily coinsurance applies.
• Beyond 100 days: Families are responsible for full payment unless covered by Medicaid or private insurance.
What Families Need to Know
The key is that Medicare is designed for short-term recovery, not permanent residence. Families planning for long-term care should explore other options such as Medicaid or long-term care insurance.
Medicaid Nursing Home Options in Myrtle Beach
Eligibility Requirements in South Carolina
Medicaid nursing homes in Myrtle Beach may cover long-term care costs for seniors who qualify based on income and assets. South Carolina has specific eligibility guidelines, including income limits and medical necessity requirements.
Services Covered Under Medicaid
• 24/7 skilled nursing care
• Room and board
• Meals and dietary services
• Assistance with daily living activities
• Some medical supplies and therapies
Applying for Medicaid Support
The application process can feel overwhelming, but our team at Angel Oak is here to guide families step by step. We help with:
• Reviewing eligibility
• Gathering required documentation
• Submitting Medicaid applications
Long-Term Care Insurance & Private Coverage (long-term care insurance Myrtle Beach)
What Policies Typically Cover
Long-term care insurance policies vary, but many cover:
• Assisted living care
• Memory care programs for Alzheimer’s and dementia
• Skilled nursing and rehabilitation services
• Personal care and support
Combining Insurance with Medicare/Medicaid
Often, families use a mix of resources — Medicare for short-term rehab, Medicaid for long-term support, and private insurance to fill gaps. Our staff works directly with insurance providers to ensure families maximize benefits while minimizing out-of-pocket costs.
How Angel Oak Helps Families Navigate Coverage
At Angel Oak Nursing & Rehabilitation, we believe financial concerns should never stand in the way of compassionate care. Our admissions team:
• Reviews Medicare and Medicaid eligibility with you
• Provides transparent breakdowns of nursing home costs
• Assists with insurance paperwork and approval processes
• Helps families plan for both short-term and long-term care needs
For more details, explore our Nursing Home Costs Guide in Myrtle Beach.
Testimonials from Families Who Navigated Coverage
I have been so impressed with the level of care my mom has received. Keisha tends to my mother like her own. We would be lost without her and the rest of the staff.
Rebecca Bogart – 5 Stars
"The entire staff from nurses, aides, physical therapists, laundry, and housekeeping treated my mother better than if she was their own. Everyone loved her and she loved everyone of them."
Michael Basara - 5 Star
Schedule a Coverage Consultation at Angel Oak
If you’re asking yourself, “Does Medicare cover nursing homes in Myrtle Beach?” — you’re not alone. Let our experienced team help you explore every option, from Medicare to Medicaid nursing homes in Myrtle Beach and long-term care insurance.
📞 Call us today at 843-293-1137
📧 Email us at info@angeloaknursing.com
📍 Or schedule a tour and coverage consultation
